Gross to Net Calculator

Convert your gross salary to net income after taxes and deductions

Gross Income

Pay Period

Filing Status

State

401(k) Contribution (%)

Health Insurance ($)

Other Deductions ($)

Understanding Gross vs. Net Income

Gross income is your total earnings before taxes and deductions, while net income is what you actually take home after all deductions are applied. Common deductions include taxes, insurance premiums, and retirement contributions.

Common Deductions

Federal Income Tax
State and Local Taxes
Social Security (6.2% up to $168,600 in 2024)
Medicare (1.45%)
Health Insurance Premiums
Retirement Contributions (401(k), IRA)
Other Voluntary Deductions

Note: This calculator provides estimates based on standard deductions and tax rates. Actual net income may vary based on specific circumstances, additional deductions, or local taxes. Consult with a tax professional for accurate tax planning.