Loan to Value Calculator

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Understanding LTV

Key considerations:

  • Lower LTV ratios are preferred by lenders
  • Conventional loans typically require 80% or lower LTV
  • PMI usually required for LTV above 80%
  • Higher LTV may result in higher interest rates
  • Combined LTV includes all mortgages

Note: LTV requirements vary by loan type and lender. FHA loans may allow higher LTV ratios, while jumbo loans often require lower LTV ratios. Consult with lenders for specific requirements.