Marriage Tax Calculator

Compare tax implications of filing jointly vs. separately

About Marriage Tax

When married couples file taxes jointly, they may experience either a marriage bonus or penalty depending on their individual incomes. This occurs because tax brackets for married couples aren't exactly double those for single filers.

Marriage Bonus vs. Penalty

Marriage Bonus: Occurs when a couple pays less tax filing jointly than they would as single filers. Common when spouses have significantly different incomes.

Marriage Penalty: Happens when a married couple pays more tax filing jointly than they would as single filers. More common when spouses have similar, high incomes.

Key Considerations

  • Standard deduction for married filing jointly is not exactly double the single amount
  • Tax bracket thresholds for married filing jointly aren't exactly double single filer thresholds
  • Credits and deductions may phase out at different income levels for joint filers
  • State taxes may have different implications for married couples

Note: This calculator provides estimates based on federal tax brackets and standard deductions. Actual tax liability may vary based on your specific circumstances, deductions, credits, and state taxes. Consult with a tax professional for accurate tax planning.